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EMI Calculator

% p.a.

Monthly Payment (EMI)


Total Interest Payable


Total Payment
(Principal + Interest)


Eligibility Calculator

Result Summary:

EMI Affordable

Rs 25,000

Maximum Loan

Rs 2,590,616

Price of house

Rs 3,047,782

Tentative Down Payment

Rs 457,167

Stamp Duty Calculator

*This Stamp Duty calculator is for reference only. For exact details please contact your nearest State Govt.

Home Loan is a Secured loan offered against the security of a house/property which is funded by the bank’s loan, the property could be a personal property or a commercial one. It is important to ensure that your home loan is affordable for you and you are comfortable to repay them. If you are not, it may lead to poor or bad credit history.

What is the time required for disbursement of loans?

Usually loans are disbursed within 5-7 days after completion of verification by the institution , documentation (such as handing over of the original agreement for sale / lodging receipt to the lender) and completion of all relevant procedures and only after proof that the borrower’s own contribution has been paid by him to the vendor / builder/ developer

What security is required for a housing loan?

The flat purchased is the primary security and is mortgaged to the lending institution till the entire loan is repaid .Additional security such as life insurance policies,shares ,bonds ,fixed deposit receipts ,national savings certificates can also be offered ,as per the requirements of the institution.

What is the difference between monthly reducing interest rate and yearly reducing interest rate?

In a monthly reducing interest system the principal on which interest is paid reduces every month as EMI is paid .In the annual reducing system the principal is reduced at the end of the year, and the borrower pays interest on a certain portion of the principal , which is actually paid back to the lender .The EMI for the monthly reducing system is effectively lesser than the yearly reducing system of calculating interest.

How is the rate of interest calculated in India?

Interest rates vary form time and from institution .The current trend ranges from about 8% to 11% pa. The interest calculated either on a daily or monthly reducing or yearly reducing balance.

Different Need: Different Solutions

Today, the market is buoyant with Home Loan Offers made available by the financial organizations. People nowadays are opting Home Loans for their varied needs. The types of loan vary with diverse requirements of the clients. One opts for home loans for variety of purposes such as construction of home, its renovation and extension as well as buying and purchase of home or property. Varied alternatives are also available for the customers. An individual is offered all alternatives of Home Loans to choose from depending on their requirement. After accessing your requirements you can choose Home Loans according to your exact needs.

Types of Home Loans

The Home Loans that are available in the market have different criteria to avail. They also have number of segments that are categorized according to varied demand of the market – different home loans for different requirements. The following is the list of different types of Home Loans you can avail from the market:

  • Home Purchase Loans
  • Home Construction Loans
  • Home Improvement Loans
  • Home Extension Loans
  • Home Conversion Loans
  • Land Purchase Loans
  • Stamp Duty Loans
  • Bridge Loans
  • Balance Transfer Loans
  • Refinance Loans
  • Loans to NRIs
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